ClearSkies Travel Insurance Questions and Answers Pdf. Below are some frequently asked questions and their answers. This is not a complete list. If you have any questions that are not answered here, please submit your question using the link below.
Please note that the policy text along with the certificate or plan is the basis of the insurance policy that must be confirmed upon receipt.
FAQS ClearSkies Travel Insurance Questions and Answers Pdf
What is the age limit?
Single trip policy up to 75 years old
Multiple travel policies up to age 65
What is the compensation for the Backpacker Policy Covid and Travel Bans up to the age of 45?
Emergency medical treatment and repatriation if you contract COVID19 whilst abroad
Cancellation if you are unable to travel because you contracted COVID19 within 14 days of your departure date. This includes a positive pretravel test. (Policies purchased on or after 21 August 2020 only)
No cover under the policy if the FCDO warns against traveling either to your destination or travelling at all or your destination is on the red list
Who can be on my policy?
The couple – 2 people married or common-law living at the same address
Family or single-parent family can include children under 18 and living at the same address
A group of unrelated people
Can I ski with this policy?
Yes, if you choose the Winter sports option, which provides cover for Emergency medical and also includes Ski Pack and Piste Closure. If you only choose Category C which also includes winter sports, this will only cover emergency medical whilst partaking
No cover for ski racing or any competitive winter sports
24 days cover in total on a multi-trip policy
On piste only. If you want off-piste with a guide/instructor in a recognized resort area, you must also choose Category C for additional emergency medical cover for that activity
If skiing in France and Switzerland (border on the mountain), you must choose Switzerland and France as your destinations, as they fall under different levels of cover. However, if you are flying into Switzerland but holidaying in France, you only need to choose France as your destination
Should wear helmet
Can I sail with this policy?
Yes, there is a cover for `inshore` sailing included for all policies, which means up to 12 miles from shore only – not crewing and no cover for swimming off the boat in open water without a qualified supervisor
For crewing yachts and swimming off the boat in open water, please make sure you choose Activity list `Category C` during the purchase process
For yachting/sailing offshore (further than 12 miles from shore) in European waters choose Activity List `Category C` during the purchase process
Can I purchase a policy whilst already overseas?
When you go to obtain quotes, you will see a link to another provider for this cover
What about preexisting medical conditions?
If you answer “yes” to any of the medical questions asked, you need to complete the screening process. There is no way to buy a policy that excludes only these terms.
If you have a terminal illness less than 6 months old, you will not be covered.
You need to notify your insurance company of changes in your health before traveling
The opposite is true for the ClearSkies backpacker policy. There is absolutely no way to cover existing states and there is no way to check them, but you can purchase policies using these excluded
The 12-month policy between the ages of 17 and 45 requires that you have spent at least 6 months in the UK and booked your return trip before the policy begins.
Seasonal work is not covered by this policy, but compensation is provided for work done during the trip.
Check additional activity categories during the purchasing process to make sure they cover all the activities you plan to perform
If you return home early, the policy will be invalid.
Read more: https://clearskiestravelinsurance.com/gclid=EAIaIQobChMIxruvtevo9QIVhtZ3Ch2wBghkEAEYASAAEgLIIfD_BwE