
There are currently seven branches and seven judicial branches throughout Singapore, also with operations in Indonesia, Malaysia, and Vietnam. where delegates from NTUC-affiliated unions met to discuss the challenges facing Singapore workers. Singapore is then a developing country with a population consisting mainly of unskilled and low-income workers.

The co-founder of the NTUC, Mr. Devan Nair, formulated the need for the labor movement to become a social institution to serve Singapore workers in various ways. The then Minister of Finance, dr. Goh Keng Swee supported this call and called on NTUC to create social enterprises in areas such as life insurance and essential consumer goods to meet the needs of the working population.
This led to the establishment of the cooperative NTUC or Social Enterprises. Income was established in 1970 to provide insurance protection to the public. Life insurance was something only the high-income class could afford at the time.
Today, Renda serves more than two million customers. It is the leading comprehensive insurance company in Singapore and one of the largest general insurance companies and health insurance providers. Income is also Singapore’s largest car insurer, covering one in four vehicles in Singapore. Additionally, it expanded to Indonesia, Malaysia, and Vietnam in 2021, participating in countries using the insurance-as-a-service model.
On January 6, 2022, in highly competitive insurance industry with no change in coverage for employees and existing policyholders, plans were announced to transfer income from a corporate cooperative called Income Insurance ltd. . The company’s exercise will be completed in the second half of 2022.
NTUC Initiative
Micro-insurance and savings scheme for low-income families (IFMISS), a free insurance scheme for low-income households with young children, was launched in April 2010. The scheme covers eligible families with children enrolled in the My NTUC First School and families receiving financial aid from the MoE Primary School Financial Aid Scheme (MOE FAS).
In the event of death or total and permanent disability (TPD) for a parent or guardian, IFMISS offers a payment of $ 5,000 to help the family cope with this difficult period after the claim has been approved. The income also includes additional payments (maximum $ 5,000) that correspond to the total balance of the parents/guardians in the banking and family association.
NTUC Special Care
In August 2013, Income became the first insurance company in Singapore to provide insurance coverage specifically developed for children with autism. The plan, called Special Care (Autism), provides coverage for medical expenses from accidents and infectious diseases. This includes outpatient and hospitalization expenses, daily hospital income, personal liability, death, and disability as a result of accidents.
They include reimbursement of physical assistance, psychiatric care and physiotherapy, home repair, and post-accident care of caregivers. Income expanded its insurance coverage to the disabled community in December 2014, when it launched Special Care (Down Syndrome).

NTUC Trade unions
Earned employees are represented by the Singapore Insurance Employees Union, affiliated with the National Congress of Trade Unions.
https://en.wikipedia.org/wiki/NTUC_Income

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